Long Term Care Solutions
Long Term Care Solutions can be quite confusing with today's marketplace of Long Term Care, Linked Benefits (UL<C hybrids) and LTC/Chronic Illness Riders.
We highly recommend Lincoln's MoneyGuard® II due to the potential for maximum rate of return, tax free growth, guaranteed benefits and liquidity options. It is worth you and your client's time to become familiar with the unique benefits this product provides.
Traditional Long Term Care - Genworth Privileged ChoiceÂ® Flex 3 is featured below (Click the link to run instant illustrations!). Additionally, Mutual of Omaha has provided a direct-link URL with basic product and underwriting information without a log-in.
LTC/Chronic Illness Riders - This facet of the marketplace is ever changing. It is best to contact us, so that we can provide the most current options to suit your client's needs.
Not available in all states.
If you had a disabling accident or a change in health that required long term care services today; which asset would you cash out to pay for it?
Long Term Care Benefits
Death Benefit for Beneficiaries
Return of Premium Options
Streamlined Application Process
Genworth Privileged Choice® Flex 3
Privileged Choice Flex includes two innovative features that provide policyholders and their families with access to helpful tools, resources and support "Now" without having to go on claim or reduce long term care benefits.
· Caregiver Support Services provided by CareScoutÂ®, a Genworth company, can help insureds identify care resources that may be needed for aging parents or other immediate family members. For more information, refer to the Care Brochure (116756).
· Live+WellSM wellness program powered by Mayo Clinic helps policyholders and their uninsured spouse/partner. For more information, refer to the Live+Well Brochure (115544).
Couples may select the Shared Coverage Benefit, which provides access to a larger pool of money to pay for covered long term care expenses. The Shared Coverage Guarantee ensures that both have access to at least half of their original pool of benefits, even if the other spouse/partner has used most or even all of their shared benefits”.
Long Term Care Insurance underwritten by Genworth Life Insurance Company, Richmond, VA and Genworth Life Insurance Company of New York. Administrative Office: Richmond, VA. Only Genworth Life Insurance Company of New York is admitted in and conducts business in New York.
Insurance and annuity products:
Are not deposits
Are not insured by the FDIC or any other federal government agency
May decrease in value
Are not guaranteed by a bank or its affiliates
FOR PRODUCER USE ONLY. NOT FOR PUBLIC USE OR DISTRIBUTION.
Genworth, Genworth Financial and the Genworth logo are registered service marks of Genworth Financial, Inc.Â© 2013 Genworth Financial, Inc. All rights reserved. 155087 05/10/13
Mutual of Omaha MutualCare Solutions
Mutual of Omaha has provided a direct link site with basic product and underwriting information that can be accessed without a log-in.