A life settlement is the sale of an in-force life insurance policy to a third party for more than the policy’s cash surrender value, but less than the net death benefit. Life settlements can be a valuable source of liquidity for your clients who would otherwise surrender their policies or allow them to lapse. Reasons for lapse or surrender may vary from, no longer having the funds to keep a policy in-force, divorce, death of the beneficiary, or estate tax changes. We feel it is a valuable option to offer clients, which is why we have partnered with The Lifeline Program® as our preferred life settlement provider. Contact us for information on how to identify an ideal life settlement candidate, what to expect during a life settlement transaction, and how you can begin today.